Your Privacy, Our Priority: How Winvest Protects Your Data
At Winvest, safeguarding your privacy is fundamental to everything we do. We’re committed to transparency and operate with the highest standards of data protection.
Secure & Compliant Financial Management
Winvest is a registered agent of Moneyhub Financial Technology Ltd, an FCA-regulated provider of Account Information Services (AISP). This partnership ensures your financial data is handled with utmost security and compliance.
What this means for you:
- Read-Only Access: We access your financial data (like account balances and transactions) through secure Open Banking connections.
- No Credentials Saved: We never access your banking login credentials.
- No Transactions Initiated: We cannot make payments or changes to your accounts.
- Regulated Infrastructure: All financial data connections are securely managed via Moneyhub’s regulated platform.
We are fully compliant with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. We collect only the information essential to deliver a secure and personalized experience, and we never sell your data.
How We Use Your Data
Winvest collects specific data types to provide and enhance your app experience:
- Contact Information: We collect your name and email when you create an account, sign up for updates, or contact support. This helps us identify your account, provide support, and send important service-related communications. We’ll only use your contact details for marketing if you give us consent.
- Financial Information: With your explicit permission, we access read-only financial data (e.g., account balances, transactions, and account types) through Moneyhub’s secure API. This powers features like budgeting tools, financial insights, and dashboards. This information is encrypted and handled in strict accordance with UK Open Banking and GDPR standards.
- Customer Support Interactions: When you reach out to our support team, we keep a record of your messages, including feedback, screenshots, and technical issues. This allows us to respond efficiently and continuously improve our service.
- Usage Data: We gather anonymous information about how you use the app (e.g., features used, login frequency, crashes). This data helps us improve the app’s performance, usability, and understand which features are most valuable.
- Diagnostic Information: We collect technical data like crash reports, error logs, and device information to fix bugs, improve speed, and enhance the app’s reliability. This data is not used to identify you personally and is handled with privacy in mind.
Purposes of Data Collection
Your data is used for:
- App Functionality: To deliver core features, including account management and financial tools.
- Analytics: To improve app performance and user experience.
- Advertising: For personalized marketing (from us or third parties), only with your consent where applicable.
- Security & Compliance: To meet regulatory requirements and protect your account.
Please note: Data may be linked to your identity, as disclosed during app installation.
Robust Data Security
The security of your personal and financial data is our absolute top priority. We implement industry-leading cybersecurity measures, including:
- Encryption: Using HTTPS, TLS, and AES-256 protocols for data in transit and at rest.
- Security Audits: Conducting regular internal and third-party vulnerability assessments.
- Access Controls: Restricting data access to authorized personnel only, with continuous activity monitoring.
- Data Minimization: Collecting only necessary data and retaining it only as long as required.
- Secure Infrastructure: Hosting with cloud providers compliant with ISO 27001, SOC 2, and GDPR standards.
- 24/7 Monitoring: Active threat detection and rapid response systems.
We comply with UK GDPR and the Data Protection Act 2018 and will promptly notify users in the unlikely event of a data breach.
Age Restrictions
Winvest is designed for users aged 18 or older. We do not knowingly collect data from minors. If you believe a minor has provided us with information, please contact us immediately at info@winvestcollective.com.
Your Data Rights
You have control over your data:
- Access or Deletion: You can request access to or deletion of your personal data.
- Opt-Out: You can opt out of tracking or personalized advertising via your device settings.
- Questions: For any inquiries, contact us at info@winvestcollective.com.
Additional Information
- Website: Our website address is: https://winvestcollective.com
- Comments: When you leave comments on our site, we collect the data shown in the comments form, your IP address, and browser user agent string to aid spam detection. An anonymized string from your email (a hash) may be provided to Gravatar to check if you use it. Your profile picture becomes visible publicly after comment approval.
- Media: Avoid uploading images with embedded location data (EXIF GPS) to our website, as visitors can download and extract this data.
- Cookies: If you leave a comment, you may opt-in to save your name, email, and website in cookies for convenience. These cookies last for one year.1 We also use temporary cookies on login pages and persistent cookies to save login information and screen display choices.
- Embedded Content: Articles may contain embedded content (e.g., videos, images) from other websites. This content behaves as if you visited the other website directly,2 which may collect data about you, use cookies, and track your interaction if you’re logged into that site.
- Data Sharing (Password Reset): If you request a password reset, your IP address will be included in the reset email.
- Data Retention: Comments and their metadata are retained indefinitely3 for automatic approval of follow-up comments. Registered users’ profile information is stored; users can view, edit, or delete it anytime (except username). Website administrators can also see and edit this information.
- Automated Spam Detection: Visitor comments may be checked through an automated spam detection service.
Last updated: April 22nd, 2025